CMR & Associates

Property/Casualty

Did you know that in the USA, corporations spend approximately $700 billion a year for their Property/Casualty premiums? Internationally - another $700 billion.

We at CMR have learned that geographic entry points and aligning yourself with the right broker and/or direct writer determines hugely the successful outcome of a particular plan's configuration and pricing.

By using our 10-years of on-going independent research, clients can now test long standing traditional purchasing methods. You provide us with some basic data and we'll confidentially compare your portfolio with similar industries - USA and Internationally. The CMR Database® contains 4,500 brokers, direct writers and specialists who have hundreds and thousands of clients around the world. Our database tracks 40 different characteristics of each specialist, matching core compentencies to a clients' industry classification and specific requirements.

CMR will confidentially review your current market position and provide you with national or international comparisons to determine any rating and plan differences. So far, we have helped clients save over $70 million on overpriced premiums and found 80% of plans have coverage difficiencies.

Initial Steps:

   - Check current plan design and cost competitiveness by reviewing existing rating characteristics
      and data.
   - Report back to CFO with a confidential benchmarking report, comparing price points.
   - Determine action plan

Once CMR is formally engaged:

- Survey of operations conducted to understand how a particular company works.

- Prepare bid specifications: risk identification, reduce/eliminate, avoid uninsured and
underinsured losses.

- Use The CMR Database® to find specialists.
- Solicit proposals - manage process
- Control access to $1.5 trillion worldwide market
- Prepare final report with recommendations
- Offer creative options
- Provide independent ongoing stewardship

Core Competencies:

- Cost reduction
- Program audits - analytics
- Due-diligence - mergers/acquisitions
- Feasability studies - captives
- Claims review management - varible expenses
- Stewardship, broker and provider oversight

Product Lines:

- General/Public Liablility
- Property
- Commercial Automobile
- Workers' Compensation
- Directors & Officers
- Professional Liability
- Employment Practices
- Survey/Bonding

Industry Expertise:

See CMR Database®

Confidential Portfolio Analysis - Please type in all applicable information

Email (required):

Start-up Company?

Number of US Locations:

# of Locations Outside USA / Country Name:

Industry Type

Annual Revenue

Profit or Non-Profit

# of Employees

Property Information

Insurance Company:

Deductibles:

Premiums:

Total Insurable Values:

Largest Single Limit (Location 1):

Largest Single Limit (Location 2):

Largest Single Limit (Location 3):

General Liability Information

Insurance Company:

Premiums:

Total Square Footage:

Annual Revenues:

Limits:

Deductibles:

Auto Information

Insurance Company:

Premiums:

Limits:

Comprehensive Deductibles:

Collision Deductibles

# of Vehicles- Private-Passenger:

# of Vehicles- Commercial:

Workers' Compensation Information

Insurance Company:

Premiums:

Experience Modification:

Total Annual Payroll:

State

Annual Payroll

State

Annual Payroll

State

Annual Payroll

State

Annual Payroll

Self-Insured Limit Amount?

If so, Amount:

Self-Insured Retention?

If so, Amount:

Annual Claims: (From $0 - SIR Limit)

Claim Handling Costs: (3rd Party Admin Costs)

Collateral Requirement Amount:

Please use this space to add any additional State and Payroll Information:

Umbrella Information

Insurance Company:

Premiums:

Limits:

Self Insured Retention:

D&O Information

Insurance Company:

Premiums:

Limit A:

Deductibles:

Limit B:

Deductibles:

Professional Liability

Insurance Company:

Premiums:

Limits:

Deductibles:

Other

Insurance Company:

Premiums:

Limits/Deductibles:

Type of Coverage

Other

Insurance Company:

Premiums:

Limits/Deductibles:

Type of Coverage

Other

Insurance Company:

Premiums:

Limits/Deductibles:

Type of Coverage

Optional Information

Company Name:

Company Address:

Phone:

City:

State:

Zip:

Your Name:

Your Title: