CMR Ensures You Don't Overpay For Insurance And retirement costs.
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Global Property/Casualty

Domestic & International
Group Benefits

Corporate Retirement

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$120,000,000
Total Reduction in Client's Expenses
95%
Client Success Rate
120
Countries Covered
13,000+
Brokers/Specialists in The CMR Database®

POLICY SMART IS THE INDUSTRY’S MOST POWERFUL GLOBAL SEARCH TOOL | RISK MANAGEMENT CONSULTANT

The CMR Database® provides access to over 13,000 brokers/specialists covering 120 countries. This proprietary database compares your current policies and retirement packages and expenditures to improve coverage and reduce cost. This proven system allows you to achieve easy access to the global market for Property/Casualty, Employee Benefits, and Defined Benefit/Contribution Plans. Risk Management Consultant is what we specialize in. We do not replace the role of your current broker or providers. CMR acts as independent consultants to replicate or improve your current portfolio. Relationships with your current broker need not be changed.

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Interested In A No-Cost Confidential Benchmark For Your Home, Auto, Pet, Yacht/Boat or AIRPLANE?  Click below To Secure A National Or International Market Comparison Using Our Customized Database.

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Latest Blogs & News

Work-Related Harassment and Workers’ Compensation – What You Should Know

Work-Related Harassment and Workers’ Compensation – What You Should Know

Sexual harassment is not a new occurrence. With the introduction of the “Me-Too” movement, a new spotlight is shining on...
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Job Alert: Seeking Business Development Director

Job Alert: Seeking Business Development Director

CMR & Associates is seeking professionals with experience developing clients in the Property/Liability (P/L), Employee Benefit (EB) insurance and Retirement sectors.
Read More
Health Savings Accounts – A Potential Retirement-Savings Vehicle

Health Savings Accounts – A Potential Retirement-Savings Vehicle

Health Savings Accounts – A Potential Retirement-Savings Vehicle Some workers are embracing health savings accounts, but their value as a...
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To Save Money and Increase Coverage in the Insurance and Retirement Sector, You Must Challenge the Industry’s Status Quo

To Save Money and Increase Coverage in the Insurance and Retirement Sector, You Must Challenge the Industry’s Status Quo

A Q&A with Chris Roche – President & CEO of CMR & Associates Christopher M. Roche is the founding President...
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Wondering What is Covered by Medicare Part A and/or Part B? There is an App for That!

Wondering What is Covered by Medicare Part A and/or Part B? There is an App for That!

Lots of Baby Boomers are lost in their understanding of what is covered by Medicare — and all its parts. Need to...
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Space Insurance – What You Need to Know

Space Insurance – What You Need to Know

The insurance market for the commercial space transportation industry is a global one, with satellite owners, satellite manufacturers, launch services...
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Now that Hemp Production is Legal, What about Hemp Crop Insurance?

Now that Hemp Production is Legal, What about Hemp Crop Insurance?

In 2018, Congress passed the Agricultural Improvement Act of 2018 (2018 Farm Bill), amending the Farm Bill which was originally...
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Retiree Health Insurance – Five Things You Need To Know

Retiree Health Insurance – Five Things You Need To Know

If you are retired and have Medicare and a group health plan coverage from a former employer (retiree insurance), you...
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Supplemental Health Coverage – Eight Things You Need To Know

Supplemental Health Coverage – Eight Things You Need To Know

When it comes to supplemental coverage for Medicare, it is important to do your homework before making a coverage decision....
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Life Insurance for Seniors and Baby Boomers – What You Need To Know

Life Insurance for Seniors and Baby Boomers – What You Need To Know

You may have had life insurance for many years. Most people buy life insurance when they get married or have...
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Property & Casualty

Utilize a unique matching system to protect your org’s assets with our Property Casualty broker and vendor specialists including acting as a risk management consulting firm.

Group Benefits

We’ve saved orgs over $120M in industry overcharges while identifying coverage gaps &  duplications. Let us help manage your commercial general liability cost too.

Retirement

Let us help you manage your retirement cost and shed light as a non broker retirement advisory.

Private Equity

Search for general liability for small business and more with our proven data in private equity for Defined Benefits, Defined Contribution, 401(k), 401(b), Risk Management (Property/Casualty) and Group Benefit (Medical/Ancillary) spend categories.

  • One of America’s largest Home Health Care agencies engages CMR & Associates to audit Property/Casualty coverages to correct coverage gaps and at the same time reduces their annual spend by $1,000,000.

    Donald Brown - Director, Visiting Nurse Service Of New York

  • One of the nation’s largest auto leasing organizations with over 17,000 vehicles was facing continued Medical premium increases.  After meeting CMR & Associates, the premiums have been reduced in excess of $600,000 with a better network and plan design.

    Mike Reilly - Chief Human Resource Officer, Merchants Fleet Automobile.

  • Our long-term broker was unable to find us Professional Liability coverage at an affordable price, Until we hired CMR & Associates.  They used their proprietary database to quickly solve the problem and help us protect our organization.

    Larry Lorber - Director, Natixis

  • We engaged CMR & Associates to review our Property/Casualty costs after being with our long-term holding broker.  As a result, we saved hundreds of thousands of dollars.

    Ken Pollak - CFO, Eileen Fisher

  • CMR & Associates was able to reduce our Group Benefit medical spend, portfolio-wide by $2,500,000 with improved plan designs and servicing.

    Timothy Hart - Partner, Aurora Capital