CMR Ensures You Don't Overpay For Insurance And retirement costs.
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Global Property/Casualty

Domestic & International
Group Benefits

Corporate Retirement

3,000+
Brokers & Vendors
$120,000,000
Savings in Industry Overcharges
120
Countries Serviced
95%
Client Success Rate

Interested In A No-Cost Confidential Benchmark For Your Home, Auto, Pet or Yacht/Boat?  Click below To Secure A National Or International Market Comparison Using Our Customized Database.

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Auto

Pet

Boat/Yacht


POLICY SMART IS THE INDUSTRY’S MOST POWERFUL GLOBAL SEARCH TOOL

The CMR Database® provides access to over 13,000 broker specialists covering 120 countries. This proprietary database compares your coverages and expenditures to improve coverage and reduce cost.

This proven system allows you to achieve easy access to the global market for Property/Casualty, Employee Benefits, and Defined Benefit/Contribution Plans. Relationship with your current broker need not be changed.

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Latest Blogs & News

Blockchain and the Insuance Industry

Inefficiencies in the commercial insurance industry and employee benefits sector poised to improve by embracing a new blockchain solution.

CMR & Associates Published in the California Business Journal

Founder and CEO Christopher Roche explains what sets CMR apart and where the innovative company is headed.

President, CEO Chris Roche discusses PolicySmart

In an radio interview with Bob Marrone of Good Morning Westchester, WVOX-AM, President and CEO Chris Roche discusses Policy Smart and descri…

CMR & PolicySmart Published in London

$120 Million in savings is not just exclusive to the United States. Any international CFO can benefit too.

 

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Property & Casualty

Utilize a unique matching system to protect your org’s assets with our Property Casualty broker and vendor specialists including acting as a risk management consulting firm.

Group Benefits

We’ve saved orgs over $120M in industry overcharges while identifying coverage gaps &  duplications. Let us help manage your commercial general liability cost too.

Retirement

Let us help you manage your retirement cost and shed light as a non broker retirement advisory.

Private Equity

Search for general liability for small business and more with our proven data in private equity for Defined Benefits, Defined Contribution, 401(k), 401(b), Risk Management (Property/Casualty) and Group Benefit (Medical/Ancillary) spend categories.

  • One of America’s largest Home Health Care agencies engages CMR & Associates to audit Property/Casualty coverages to correct coverage gaps and at the same time reduces their annual spend by $1,000,000.

    Donald Brown - Director, Visiting Nurse Service Of New York

  • One of the nation’s largest auto leasing organizations with over 17,000 vehicles was facing continued Medical premium increases.  After meeting CMR & Associates, the premiums have been reduced in excess of $600,000 with a better network and plan design.

    Mike Reilly - Chief Human Resource Officer, Merchants Fleet Automobile.

  • Our long-term broker was unable to find us Professional Liability coverage at an affordable price, Until we hired CMR & Associates.  They used their proprietary database to quickly solve the problem and help us protect our organization.

    Larry Lorber - Director, Natixis

  • We engaged CMR & Associates to review our Property/Casualty costs after being with our long-term holding broker.  As a result, we saved hundreds of thousands of dollars.

    Ken Pollak - CFO, Eileen Fisher

  • CMR & Associates was able to reduce our Group Benefit medical spend, portfolio-wide by $2,500,000 with improved plan designs and servicing.

    Timothy Hart - Partner, Aurora Capital