CMR Ensures You Don't Overpay For Insurance And retirement costs.
Receive your complimentary and confidential assessment report today.
Sign up or click an icon below to get started.

Global Property/Casualty

Domestic & International
Group Benefits

Corporate Retirement

Brokers & Vendors
Savings in Industry Overcharges
Countries Serviced
Client Success Rate

Interested In A No-Cost Confidential Benchmark For Your Home, Auto, Pet or Yacht/Boat?  Click below To Secure A National Or International Market Comparison Using Our Customized Database.






Our vast repository of industry information provides access to over 12,000 broker/vendor specialists representing 120 countries with trillions in premiums and assets under management. Millions of client portfolios are tracked and compared in all industry sectors.

Clients attain expanded market access, more inclusive market intelligence for Property/Casualty, General Liability, Employee Benefits, 401(k), 403(b), Defined Benefit/Contribution Plans, Cyber and Professional Insurance, Home, Auto, Pet, Yacht/Boat, Aviation, Workers’ Compensation and Employers Liability. Long-term relationships will also be strengthened and enhanced.

The largest brokers/vendors are offering you a fraction of the overall available market. With CMR’s PolicySmart®, you have access to the entire global marketplace. This proven system will create new options for clients expanding exponentially beyond a traditional localized effort.

Start Now

Latest Blogs & News

Blockchain and the Insuance Industry

Inefficiencies in the commercial insurance industry and employee benefits sector poised to improve by embracing a new blockchain solution.

CMR & Associates Published in the California Business Journal

Founder and CEO Christopher Roche explains what sets CMR apart and where the innovative company is headed.

President, CEO Chris Roche discusses PolicySmart

In an radio interview with Bob Marrone of Good Morning Westchester, WVOX-AM, President and CEO Chris Roche discusses Policy Smart and descri…

CMR & PolicySmart Published in London

$120 Million in savings is not just exclusive to the United States. Any international CFO can benefit too.


Get in touch

Quick contact. Fill out your name and email. We'll send you some information and add you to our email list.

Property & Casualty

Utilize a unique matching system to protect your org’s assets with our Property Casualty broker and vendor specialists including acting as a risk management consulting firm.

Group Benefits

We’ve saved orgs over $120M in industry overcharges while identifying coverage gaps &  duplications. Let us help manage your commercial general liability cost too.


Let us help you manage your retirement cost and shed light as a non broker retirement advisory.

Private Equity

Search for general liability for small business and more with our proven data in private equity for Defined Benefits, Defined Contribution, 401(k), 401(b), Risk Management (Property/Casualty) and Group Benefit (Medical/Ancillary) spend categories.

  • One of America’s largest Home Health Care agencies engages CMR & Associates to audit Property/Casualty coverages to correct coverage gaps and at the same time reduces their annual spend by $1,000,000.

    Donald Brown - Director, Visiting Nurse Service Of New York
  • One of the nation’s largest auto leasing organizations with over 17,000 vehicles was facing continued Medical premium increases.  After meeting CMR & Associates, the premiums have been reduced in excess of $600,000 with a better network and plan design.

    Mike Reilly - Chief Human Resource Officer, Merchants Fleet Automobile.
  • Our long-term broker was unable to find us Professional Liability coverage at an affordable price, Until we hired CMR & Associates.  They used their proprietary database to quickly solve the problem and help us protect our organization.

    Larry Lorber - Director, Natixis
  • We engaged CMR & Associates to review our Property/Casualty costs after being with our long-term holding broker.  As a result, we saved hundreds of thousands of dollars.

    Ken Pollak - CFO, Eileen Fisher
  • CMR & Associates was able to reduce our Group Benefit medical spend, portfolio-wide by $2,500,000 with improved plan designs and servicing.

    Timothy Hart - Partner, Aurora Capital