CMR Ensures You Don't Overpay For Insurance And retirement costs.

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Global Property/Casualty

Domestic & International
Group Benefits

Corporate Retirement

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$120,000,000
Total Reduction in Client's Expenses
95%
Client Success Rate
120
Countries Covered
13,000+
Brokers/Specialists in The CMR Database®

POLICY SMART IS THE INDUSTRY’S MOST POWERFUL GLOBAL SEARCH TOOL | RISK MANAGEMENT CONSULTANT



The CMR Database® provides access to over 13,000 brokers/specialists covering 120 countries. This proprietary database compares your current policies and retirement packages and expenditures to improve coverage and reduce cost.
This proven system allows you to achieve easy access to the global market for Property/Casualty, Employee Benefits, and Defined Benefit/Contribution Plans. Risk Management Consultant is what we specialize in.


We do not replace the role of your current broker or providers. CMR acts as independent consultants to replicate or improve your current portfolio. Relationships with your current broker need not be changed.

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Interested In A No-Cost Confidential Benchmark For Your Home, Auto, Pet, Yacht/Boat or AIRPLANE?  Click below To Secure A National Or International Market Comparison Using Our Customized Database.

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CMR & Associates is seeking professionals with experience developing clients in the Property/Liability (P/L), Employee Benefit (EB) insurance and Retirement sectors.
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Insurance and Retirement: To Save Money and Increase Coverage, You Must Challenge the Industry’s Status Quo

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Medicare: Wondering What is Covered by Medicare Part A and/or Part B? There is an App for That!

Some Baby Boomers are lost in their understanding of what is covered by Medicare and all its parts. Medicare is complicated,...
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Space Insurance – What You Need to Know

The insurance market for the commercial space transportation industry is a global one, with satellite owners, satellite manufacturers, launch services...
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Crop Insurance: Now that Hemp Production is Legal, What about Hemp Crop Insurance?

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Supplemental Health Coverage – Eight Things You Need To Know

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Property & Casualty

Utilize a unique matching system to protect your org’s assets with our Property Casualty broker and vendor specialists including acting as a risk management consulting firm.

Group Benefits

We’ve saved orgs over $120M in industry overcharges while identifying coverage gaps &  duplications. Let us help manage your commercial general liability cost too.

Retirement

Let us help you manage your retirement cost and shed light as a non broker retirement advisory.

Private Equity

Search for general liability for small business and more with our proven data in private equity for Defined Benefits, Defined Contribution, 401(k), 401(b), Risk Management (Property/Casualty) and Group Benefit (Medical/Ancillary) spend categories.

  • One of America’s largest Home Health Care agencies engages CMR & Associates to audit Property/Casualty coverages to correct coverage gaps and at the same time reduces their annual spend by $1,000,000.

    Donald Brown - Director, Visiting Nurse Service Of New York
  • One of the nation’s largest auto leasing organizations with over 17,000 vehicles was facing continued Medical premium increases.  After meeting CMR & Associates, the premiums have been reduced in excess of $600,000 with a better network and plan design.

    Mike Reilly - Chief Human Resource Officer, Merchants Fleet Automobile.
  • Our long-term broker was unable to find us Professional Liability coverage at an affordable price, Until we hired CMR & Associates.  They used their proprietary database to quickly solve the problem and help us protect our organization.

    Larry Lorber - Director, Natixis
  • We engaged CMR & Associates to review our Property/Casualty costs after being with our long-term holding broker.  As a result, we saved hundreds of thousands of dollars.

    Ken Pollak - CFO, Eileen Fisher
  • CMR & Associates was able to reduce our Group Benefit medical spend, portfolio-wide by $2,500,000 with improved plan designs and servicing.

    Timothy Hart - Partner, Aurora Capital